Insurance
The following policies are arranged by SEIB Insurance Brokers Ltd on behalf of British
Showjumping with effect from 1 January 2026. The below information is subject to change
upon renewal of the arrangement in January 2027. Should any significant changes be made
information will be available online or by contacting British Showjumping.
SEIB Insurance Brokers Ltd are authorised and regulated by the Financial Conduct
Authority. Registered number: 479477.
This document provides a summary of the cover provided, full policy definitions, terms,
exclusions and conditions can be found within the policy wording which is available on
request from British Showjumping.
Public and products liability
The £30,000,000 total Public Liability Insurance limit is made up of layers placed with various
insurer’s.
The insurance for the primary level of Public Liability at £5,000,000 is underwritten by
Markel International Insurance Company Ltd.
The first excess layer cover of £5,000,000 is underwritten by JRP Underwriting, a further
excess layer of £5,000,000 underwritten by AXIS Managing Agency Limited, a further excess
layer of £5,000,000 underwritten by JRP Underwriting and an excess layer of £10,000,000
underwritten by QBE Casualty Syndicate 386 totalling £30,000,000.
Types of insurance and cover
Public liability cover for accidental third party bodily injury and property damage for any
British Showjumping member or show member.
Arising out of your equine activities defined as: Use, ownership or control of a Horse and
Your direct participation in equine activities other than the Equine Excluded Activities.
Significant features and benefits
Grooms Indemnity Extension – The cover extends to Indemnify any Horse Groom who is
engaged by you for legal liability to pay damages including claimants costs recoverable as a
result of Bodily Injury or Damage to Property that occurs whilst undertaking or conducting
such work on Your behalf in relation to a Horse belonging to or in the physical care, custody,
or control of You. This Extension does not apply to a Professional Groom, any grooming
activities whilst the horse groom is mounted on the horse or for any commercial purposes in
which the groom receives payment, fees, or any other form of remuneration.
Authorised Users extension – We shall provide indemnity to any person given permission by
the Insured to use the Insured’s Horse while used in the presence of the Insured and under
your direct supervision. Providing you do not receive payment for use of the horse and this is
on an ad hoc basis - anyone who regularly rides horses should have their own insurance
cover.
Any person covered under the extensions must fulfil and be subject to all the Terms and
Conditions, Limitations and Exclusions of the Master policy.
Significant and unusual exclusions or limitations
• The first £1,000 of any claim for third party property damage.
This policy does not cover you for:
• Bodily injury to members of your own family or household, or any employee whilst
working for you.
• Loss of or damage to property belonging to you or in your care, custody or control; or
in the care, custody or control of you or your family.
• Including work as a professional groom or qualified horse instructor.
• Liability arising out of or incidental to any profession, occupation or business.
• Punitive, exemplary or multiplied damages.
• Use of a horse or horse drawn vehicle for hire or reward.
• Events organised by you or on your behalf.
• Lack of maintenance of any premises, stabling, fencing, paddocks and any other
equine related structures.
• Member to Member Liability
• Travel to and from events – Applies to Show Members only
Equine excluded activities as stated on the schedule as: Stunt riding, use of horse drawn
vehicles, scurry driving including timed carriage driving, vaulting, endurance competitions,
horseback archery, horse boarding, tent pegging, team chasing, horse swimming, tilting,
racing, point to point racing, steeplechasing or breeding for the express purpose of monetary
gain.
Cancellation Clause
As this is a master policy, this insurance does not provide you with the statutory right to
cancel within 14 days. If you cancel your membership of the British Showjumping Association
or do not renew your membership, your insurance cover will cease from the time of such
cancellation or non-renewal.
No return of premium will be payable under any circumstances.
Significant conditions
This is a policy of last resort, that is to say that if at the time of any claim under this insurance
there is any other valid insurance which entitles you to an indemnity or would have entitled
you to indemnity, if this policy did not exist, then the insurance afforded by this policy will be
in excess of and will not contribute with such other insurance.
Significant definitions
Member means a person holding a current and fully paid up full jumping, life, honorary life,
non-jumping, official, owner, associate, junior or official administrator membership of The
British Showjumping Association and Show Member means a person holding a current and
fully paid up registered agent, full visiting, temporary visiting, visiting associate, club or just
for schools membership of the British Showjumping Association.
Claims notification
If you need to report an incident, please contact SEIB on 0345 873 4907 between the hours
9am and 5pm Monday to Friday. Outside of hours 07747 458 486. Alternatively email
claims@seib.co.uk. It is important that you ensure all statements you make on claim forms
and other documents are full and accurate
The insured must not admit liability, offer or agree to settle any claim, as this may invalidate
your insurance.
Complaints
If you wish to log a complaint, please contact SEIB on 01708 850000 or email
complaints@seib.co.uk
Conditions
Cover is subject to the full terms, exceptions and conditions of the policy wording. Please
read the insurance documents carefully, and if there is anything in respect of this insurance
that you do not understand or disagree with, please contact SEIB Insurance Brokers on
01708 850000.
Personal accident insurance
Personal accident insurance is not included within your British Showjumping membership,
but is available to purchase directly from SEIB Insurance Brokers.
SEIB’s ‘PA Essential’ policy has been designed for general horse riding, to protect individuals
who own a horse or participate in horse riding at a riding school or equestrian centre, and
includes cover for showjumping. For full details and to make an enquiry, please click here.
The full policy wording can be found here.
To view the Insurance Product Information Document please click here.
For further details or to make an enquiry, please click here.